Preheat a skillet over medium heat.
Add the corn, black beans, onion, cilantro, salsa, cumin, garlic powder, and salt to a medium mixing bowl. Stir together.
Lay out a tortilla and add 1/3 of the cheese to one half of the tortilla. Top the cheese with a few spoonful's of the corn mixture. Fold the tortilla and add it to the pan.
Cook 2-3 minutes on each side or until the cheese is melted and the tortilla is golden.
Repeat with the other two tortillas.
If you have filling leftover you can cover it and refrigerate for 2-3 days.